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As I’ve analyzed many times before, most men over the age of 35 will eventually desire to settle down with a woman in some form or fashion (monogamously or otherwise, hopefully otherwise). Yet, in the modern era and the Western world, with today’s divorce rates and anti-man laws, a man takes on an enormous, nay insane financial risk if he does so.

If he breaks up or divorces this woman, he likely will have to pay her not only child support if they have children, but even if they don’t have kids he’ll have to pay her 50% of everything he has (this is called “communal property”) and/or alimony payments, which are monthly payments he is forced at gunpoint to pay her (not his kids, her) for many years, again, even if they don’t have any kids.

He will go to jail if he doesn’t make these payments, even for good reasons like he can’t due to a bad economy. I’ve spoken with many men who were in jail for this reason.

In some completely psychotic regions (like California… if you live in California why the fuck are you still there?) sometimes he’ll have to pay her these alimony payments FOREVER, even if she gets a new boyfriend, moves in with him, and has kids with him. Isn’t that nice?

In other scenarios, a man may have to pay his live-in girlfriend things like this even if they weren’t married. There are many names for this, including palimony, common law, etc.

Sometimes men are forced to dig into their retirement funds or equity in their own companies just to pay a divorcing wife/GF, incurring massive penalties and taxes.

And let’s not forget the legal fees. As Phil Hartman famously said, you don’t keep half in a divorce. You keep a third. One-third goes to your ex, one-third goes to attorneys, and you keep one-third.

Isn’t that nice?

We could look at all this, overcorrect, go MGTOW or black pill, and say “Okay then fuck it! I’m NEVER moving in with a woman EVER!!!” But I already talked about why that’s not a valid option in most cases for men over age 35. Most of you (once you’re over age 35, and that’s an important distinction) will want to move in with a woman at some point whether we like it or not.

So this is why we need to utilize a system, as I have with my wife, to protect ourselves financially if/when we move in with a woman in a romantic context, with or without kids.

Obviously, first you start with the OLTR Marriage model, which I’ve been doing for almost a decade and which many of you have already done.

This means three things:

1. It is a non-monogamous relationship where you are allowed to have sex with other women besides your wife whenever you want without needing any permission from her, within whatever ground rules you both agreed to in advance. I’ve been married for many years but I have sex with my FBs pretty much every week and Pink Firefly knows it.

This eliminates one of the most common arguments of long-term couples once the honeymoon period is over; one person wants to have sex (usually the man) and the other person doesn’t (usually the woman).

2. You have both signed enforceable (let me repeat that, enforceable) prenuptial paperwork that protects you in case you break up or get divorced in the future. I’ll discuss that more in a minute.

3. There is no combining of finances, at all, between the two of you during the entire relationship or marriage. Everything is in YOUR name or HER name, absolutely nothing is in BOTH of your names. No joint checking accounts, investment accounts, credit cards, auto leases, and so on. No “buying the house together” or any of that shit.

This means that when you divorce/break up she has no legal standing to demand any of your money because there was never a precedent of communal property.

When you are considering upgrading any woman from MLTR to OLTR, you have the OLTR Talk and explain all of this to her. If she protests that she won’t do any of those things, then great, you don’t upgrade her, keep her at the MLTR level, and look for your future OLTR wife elsewhere. Plenty of modern-day women will agree to these things, as many of you have already experienced.

Five flags and living internationally adds another interesting element to this. If you live in the USA, the government of the USA has control over assets in the USA and possibly liquid assets in other collapsing, closely related Western countries like the UK or Canada.

However, if you have assets well outside of the Western world, how is the US government going to confiscate those?

If you’re an American going through a divorce with an American woman, how is her attorney going to force you to give her the gold coins you have in a vault in Singapore, the apartment you own in Cambodia, or the farmland you have in Paraguay? Are they even going to know you own these things?

The short answer is that he can’t, making you quite safe on top of the enforceable prenuptial paperwork you’ve signed.

With all of that background, here is the summary list of all the things you can do to protect your assets if/when you move in with a woman, listed in no particular order.

1. If you insist on living in the Collapsing West (which you shouldn’t, but that’s a topic for another time), talk to several family or divorce attorneys in your region and ask them point blank, “If I get divorced, even if I do all the prenuptial paperwork exactly as you advise, can she still get my money?”

If the answer is “no,” “maybe,” “it depends,” or anything like that, then you can’t get legally married in this jurisdiction, and you either need to move to another city/state/province where these things are more enforceable, or never legally marry her, in which case you ask the question again, only this time about cohabitation agreements.

2. While you live with her, keep 100% of all finances separate, as I mentioned above. If she complains about this during the marriage/relationship, you fucked up and married the wrong woman, and you may need to end the relationship. FYI – In ten years of being with Pink Firefly she has never once complained about this.

3. Never work with your girlfriend or wife. Never have her in your business, or co-own a business with her, or any of that shit. That’s just asking for problems. I’ve seen many horror stories resulting from this.

4. You can move to a non-Western country that does not have or has but does not enforce any alimony or child support laws. There are lots of countries in the Latin World (and other regions) that have some of these laws on the books but they aren’t enforced at all because the government doesn’t have the resources to do so.

Then you can do pretty much whatever you want. Marrying a woman in the USA, Canada, or the UK is dangerous, but marrying a woman in Bolivia is pretty damn safe; the government will leave you alone (more or less) in countries like this.

5. You can internationalize your assets. Invest in assets that are offshore and far, far away from the jurisdiction of your current country. This is what the five flags rules are all about (never have any significant assets in the country where you live, as one example). Your wife/GF will either not even know they’re there and/or she, nor her attorney, nor her government will ever be able to get at them even if they do know.

If you have more assets and you can afford it, you can set up an international trust. This is 100% bulletproof and no one will be able to touch anything in those. However, that’s going to cost you at least $35,000 so this is only for men with more money.

6. You can combine all or some of the above items (like I did). For example, move abroad, only get serious with women who are not citizens of your passport country, have assets in different countries outside of where you live, and get enforceable prepupal paperwork wherever you do live before moving in with anyone.

This stuff really isn’t that complicated. You just need to make the extra effort to do it. Then you’ll never have to worry about this again for the rest of your life no matter what happens.

Trust me, it’s a good feeling.